Conditional logic test

Adviser *

Email *

HAVE YOU UPDATED YOUR CLIENT KYC & ATR ON CONCERT?

I understand that work requests will be rejected if Concert has not been updated. *

Agree

Client 1

Title *

First Name *

Last Name *

Marital Status *

Additional Client *

Yes
No

Client 2

Title *

First Name *

Last Name *

Marital Status *

Meeting Details

Date of Meeting *

Location of Meeting *

Do the clients have different requirements? *

Yes
No

Client 1 – Original Objectives *

Client 1 – Changes to original objectives *

Client 1 – Changes to personal circumstances *

Client 1 – Current Arrangements *

Client 1 – Has the client self selected funds? *

Client 1 – Why is the client staying in their current funds? *

Client 1 – Any change to beneficiaries? *

Client 1 – Do they have a valid will? *

Client 1 – Is Power Of Attorney in place? *

Client 1 – Has POA been enacted? *

Client 1 – POA Details *

Please provide POA name and solicitor details.

Client 2 – Original Objectives *

Client 2 – Changes to original objectives *

Client 2 – Changes to personal circumstances *

Client 2 – Current Arrangements *

Client 2 – Has the client self selected funds? *

Client 2 – Why is the client staying in their current funds? *

Client 2 – Any change to beneficiaries? *

Client 2 – Do they have a valid will? *

Client 2 – Is Power Of Attorney in place? *

Client 2 – Has POA been enacted? *

Client 2 – POA Details *

Please provide POA name and solicitor details.

Client 1 – Please reconfirm suitability of existing recommendations *

Client 1 – Are they currently in drawdown? *

Client 1 – Has their income requirement changed? *

Client 1 – Please detail the income requirement change *

Client 1 – Annuity / Secure Income options *

Detail discussion with client around annuity / secure income options.

Client 1 – Has a cashflow modeler been completed? *

Client 1 – Detail your forecast discussion *

Client 1 – Why has cashflow modeler NOT been completed? *

Client 1 – Protection *

Please detail discussion around the clients protection needs.

Client 1 – Does the client have IHT liability? *

Client 1 – Please detail action been taken to address IHT liability *

Client 2 – Please reconfirm suitability of existing recommendations *

Client 2 – Are they currently in drawdown? *

Client 2 – Has their income requirement changed? *

Client 2 – Please detail the income requirement change *

Client 2 – Annuity / Secure Income options *

Detail discussion with client around annuity / secure income options.

Client 2 – Has a cashflow modeler been completed? *

Client 2 – Detail your forecast discussion *

Client 2 – Why has cashflow modeler NOT been completed? *

Client 2 – Protection *

Please detail discussion around the clients protection needs.

Client 2 – Does the client have IHT liability? *

Client 2 – Please detail action been taken to address IHT liability *

TOP UP

Client 1 – Is a top up required? *

Client 1 – Which products require top up?

Pension
ISA
GIA
Bond

Pension top up

Client 1 – Personal (£ Net):

Client 1 – Employer (£ Gross):

Client 1 – Are you using Carry Forward? *

ISA top up

Client 1 – Amount from GIA funds (£):

Client 1 – Amount from new money (£):

GIA top up

Client 1 – New money for GIA (£):

Bond top up

Client 1 – New money for Bond (£):

Client 1 – Are you charging a fee? *

Client 1 – Fee amount

Client 1 – Required top up to: *

Client 1 – New fund details *

Client 2 – Is a top up required? *

Client 2 – Which products require top up?

Pension
ISA
GIA
Bond

Pension top up

Client 2 – Personal (£ Net):

Client 2 – Employer (£ Gross):

Client 2 – Are you using Carry Forward? *

ISA top up

Client 2 – Amount from new money (£):

Client 2 – Amount from GIA funds (£):

GIA top up

Client 2 – New money for GIA (£):

Bond top up

Client 2 – New money for Bond (£):

Client 2 – Are you charging a fee? *

Client 2 – Fee amount

Client 2 – Required top up to: *

Client 2 – New fund details *

FUND SWITCH

Client 1 – Is a fund switch required? *

Client 1 – Where are the funds switching to?

OMPS
AGILITY
Other

Please select all that apply. (Agility – funds must be over £20K after all withdrawals)

Client 1 – Fund switch details and reason

Client 2 – Is a fund switch required? *

Client 2 – Where are the funds switching to?

OMPS
AGILITY
Other

Please select all that apply. (Agility – funds must be over £20K after all withdrawals)

Client 2 – Fund switch details and reason

WITHDRAWAL

Client 1 – Is a new withdrawal required? *

Client 1 – How much is required? *

Client 1 – From which product, when and purpose of withdrawal? *

Client 1 – Detail any impact on future income or standard of living *

Client 1 – What alternatives have been considered or discounted? *

Client 1 – Detail any impact on benefits or tax position *

Client 1 – Has their health impacted on your recommendation? *

Client 1 – How has their health impacted on your recommendation? *

Client 1 – Is any of the withdrawal from a pension? *

Client 1 – How are they accessing? *

TFC
Income

Client 1 – Is this the first withdrawal from a pension? *

Client 1 – Will this withdrawal exceed the LSA? *

Client 1 – Impact of recommendations on LSA

Give specific details explaining the impact of your advice on the client’s LSA and LSDBA.

Client 2 – Is a new withdrawal required? *

Client 2- How much is required? *

Client 2 – From which product, when and purpose of withdrawal? *

Client 2 – Detail any impact on future income or standard of living *

Client 2 – What alternatives have been considered or discounted? *

Client 2 – Detail any impact on benefits or tax position *

Client 2 – Has their health impacted on your recommendation? *

Client 2 – How has their health impacted on your recommendation? *

Client 2 – Is any of the withdrawal from a pension? *

Client 2 – How are they accessing? *

TFC
Income

Client 2 – Is this the first withdrawal from a pension? *

Client 2 – Will this withdrawal exceed the LSA? *

Client 2 – Impact of recommendations on LSA

Give specific details explaining the impact of your advice on the client’s LSA and LSDBA.

ONGOING SERVICE

Client 1 – Are you updating the ongoing service agreement? *

Client 2 – Are you updating the ongoing service agreement? *